Insurance is, at its core, a reasonable halfway measure towards public control of a critical resource. If you need something only very rarely, but it’s something that needs to exist ALL THE TIME just in case, insurance allows you to pool your resources with other people in the same boat and afford to keep an industry around just in case. Somebody will always be using it right now, and it’ll be there when you need it, because you paid into the pool.

The problem is, as always, the insertion of capitalism into the solution. If someone has to profit from this set of relationships, the motivation to provide the resource is in competition with the motivation to extract more profit. This is what happened to healthcare.

Insurance is only a halfway measure because we already have an organization capable of managing common resources that individuals use only rarely but which the public needs all the time: that organization is the government, or the governments at various levels. We manage lots of things this way: fixing roads, stopping houses from burning down, pulling people out of floodwaters, that kind of thing. You don’t need it all the time, but it’s there when you need it because you’re paying taxes to a government that has no profit motive from it. Insurance should only ever have existed temporarily while government infrastructure was debated and organized, but the for-profit industry managed to capture enough of the government to keep itself alive indefinitely.

In short, insurance isn’t inherently bad, just not meant to be a permanent fix. Capitalism is bad.

You wouldn’t, of course. Hearing, the way we hear, in such an environment would be useless. We wouldn’t have evolved that. This is like saying “ultraviolet radiation from the sun would be everywhere, all the time, can you imagine?” It is everywhere all the time, but as such it isn’t a useful sense to possess, so we don’t.

This also makes some very weird assumptions about what the sound would be like. If space were a medium sound could travel through then it would–like all mediums capable of carrying a sound wave–alter the wave in many ways. Intensity, frequency, etc. But since we don’t know what kind of medium that would be, and since the comment doesn’t posit any particular medium, we don’t know what the sound would sound like or even how loud it would be.

Imagine any internet company lasting 50 years.

I can answer this one, but mainly only in reference to the other popular solutions:

• nginx. Solid, reliable, uncomplicated, but. Reverse proxy semantics have a weird dependency on manually setting up a dns resolver (why??) and you have to restart the instance if your upstream gets replaced.
• traefik. I am literally a cloud software engineer, I’ve been doing Linux networking since 1994 and I’ve made 3 separate attempts to configure traefik to work according to its promises. It has never worked correctly. Traefik’s main selling point to me is its automatic docker proxying via labels, but this doesn’t even help you if you also have multiple VMs. Basically a non-starter due to poor docs and complexity.
• caddy. Solid, reliable, uncomplicated. It will do acme cert provisioning out of the box for you if you want (I don’t use that feature because I have a wildcard cert, but it seems nice). Also doesn’t suffer from the problems I’ve listed above.