I moved to actual about 3 months ago from YNAB4. I’d moved to nYNAB then back to YNAB4 after a second price hike and then to actual.
No regrets. I run it as a docker on unraid and reverse proxy so I can access it remotely.
Feels a ton like YNAB.
Works on Windows, my macbook. The only missing thing IMHO is a dedicated mobile app (for Android in my case). The web works ok, but a dedicated app could improve the experience
I’ll check this out. But some things really need an app. Like gps for payees like ynab4 app has.
But the speed is certainly a factor.