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I would assume the answer to the first is because it’s cheaper to pay for a death than a lifetime of medical care.
For the second, the more software integrated into a car the easier it is to steal.
Third, Elon likely has a fetish for controlling and monitoring car buyers.
Third, Elon likely has a fetish for watching humans plugging in cars
It’s believable, seeing as his body is built like a Cybertruck.